Financial and debt counselling helps you with financial questions, big and small. Our services are confidential and free of charge.
Do the following
Read more about financial and debt matters on our website. If you wish to discuss your situation in detail with a financial and debt counsellor, please contact us in one of the following ways:
Call an office
Financial and debt counselling is available over the phone. You can find the offices’ counselling times and phone numbers through the service location listing.
Use e-services
You can use e-services at a time that is convenient for you.
Book an appointment
If you wish to meet with a financial and debt counsellor, please contact us first by phone or using e-services. You can also meet a financial and debt counsellor via video from your own device or at a municipal service point.
Visit a financial advice clinic
Financial advice clinics are a low-threshold service where you can discuss everyday financial matters with experts without an appointment. You can find an up-to-date list of financial advice clinics in the link in the right column.
Chat with us online
Discuss with an expert anonymously. You do not need to log in to use the chat. Counselling is of a general nature.
To whom and on what terms
The services of financial and debt counselling are intended for private individuals as well as self-employed persons and private traders who carry out small-scale business activities. Financial and debt counsellors are bound by a non-disclosure obligation.
National Legal Services Authority
National Legal Services Authority
Contact information
Chat
In the national chat for financial and debt counselling, you can discuss with the financial and debt counsellor anonymously, in Finnish, Swedish or English. The chat service provides general advice and guidance. The Chat window and up-to-date service hours can be found at the bottom of the page, on the Financial and debt counselling website.
E-services for financial and debt counselling
We provides counselling on financial and debt issues in the e-services. Our services are free of charge.
You can use online banking codes, a mobile certificate or an electronic identity card to identify yourself in the e-services . Financial and debt counselling responds to customers as soon as possible, but within a week.
Financial and debt advisory services, Åland Legal Aid and Guardianship Office
Financial and debt counselling will help you with both small and large financial issues. Our service is confidential and free of charge.
Financial and debt counselling is for:
- advice on all kinds of everyday financial matters, such as planning your spending and keeping to your budget
- help with questions related to debt and in over-indebtedness situations
Financial and debt counsellor:
- helps weigh different solutions and create payment agreements
- is able to give advice on applying for a loan and debt restructuring
- acts as an expert and assistant, the customer makes decisions concerning their own finances
You can contact us even if you do not have debt or only a little of it.
Financial and debt counselling is provided by the state’s legal aid offices, of which there are 23 around Finland. You can visit any office.
Visit information
22100 Mariehamn
Postal address
22100 Mariehamn
Financial and debt councelling services, Ivalo office (by appointment only)
Financial and debt counselling will help you with financial questions, big and smalls. Our service are confidential and free of charge.
Financial and debt counselling provides:
- advice with all kinds of daily financial matters, such as financial planning and keeping to a budget
- help with questions relating debt and over-indebtedness
A financial and debt counsellor:
- helps weigh different solutions and make payment agreements
- can assist in applying for a restructuring loan and debt adjustment
- acts as an expert and assistant, the customer makes the decisions concerning their finances
You can contact us even if you have no debt or only a small amount of debt.
Financial and debt counselling is provided by 23 state legal aid offices Finland. You can use the services of any legal aid office.
Visit information
99800 Ivalo
Postal address
99800 Ivalo
+358 29 566 1567
Financial and debt counselling services, Akaa office
Financial and debt counselling will help you with financial questions, big and smalls. Our service are confidential and free of charge.
Financial and debt counselling provides:
• advice with all kinds of daily financial matters, such as financial planning and keeping to a budget
• help with questions relating debt and over-indebtedness
A financial and debt counsellor:
• helps weigh different solutions and make payment agreements
• can assist in applying for a restructuring loan and debt adjustment
• acts as an expert and assistant, the customer makes the decisions concerning their finances
You can contact us even if you have no debt or only a small amount of debt.
Financial and debt counselling is provided by 23 state legal aid offices Finland. You can use the services of any legal aid office.
Visit information
37800 Akaa
Postal address
33100 Tampere
+358 29 566 0715
Financial and debt counselling services, Alajärvi office (by appointment only)
Financial and debt counselling will help you with financial questions, big and smalls. Our service are confidential and free of charge.
Financial and debt counselling provides:
• advice with all kinds of daily financial matters, such as financial planning and keeping to a budget
• help with questions relating debt and over-indebtedness
A financial and debt counsellor:
• helps weigh different solutions and make payment agreements
• can assist in applying for a restructuring loan and debt adjustment
• acts as an expert and assistant, the customer makes the decisions concerning their finances
You can contact us even if you have no debt or only a small amount of debt.
Financial and debt counselling is provided by 23 state legal aid offices Finland. You can use the services of any legal aid office.
Visit information
62900 AlajÄrvi
Postal address
60320 SeinÄjoki
+358 29 566 1105
Financial and debt counselling services, Alavus office (by appointment only)
Financial and debt counselling provides:
• advice with all kinds of daily financial matters, such as financial planning and keeping to a budget
• help with questions relating debt and over-indebtedness
A financial and debt counsellor:
• helps weigh different solutions and make payment agreements
• can assist in applying for a restructuring loan and debt adjustment
• acts as an expert and assistant, the customer makes the decisions concerning their finances
You can contact us even if you have no debt or only a small amount of debt.
Financial and debt counselling is provided by 23 state legal aid offices Finland. You can use the services of any legal aid office.
Visit information
63300 Alavus
Postal address
60320 SeinÄjoki
+358 29 566 1105
Financial and debt counselling services, Espoo office
Financial and debt counselling will help you with financial questions, big and smalls. Our service are confidential and free of charge.
Financial and debt counselling provides:
• advice with all kinds of daily financial matters, such as financial planning and keeping to a budget
• help with questions relating debt and over-indebtedness
A financial and debt counsellor:
• helps weigh different solutions and make payment agreements
• can assist in applying for a restructuring loan and debt adjustment
• acts as an expert and assistant, the customer makes the decisions concerning their finances
You can contact us even if you have no debt or only a small amount of debt.
Financial and debt counselling is provided by 23 state legal aid offices Finland. You can use the services of any legal aid office.
Visit information
02200 Espoo
More information: 6th floor
Postal address
02231 Espoo
+358 29 566 1827
Financial and debt counselling services, Forssa Office (by appointment only)
Financial and debt counselling will help you with financial questions, big and smalls. Our service are confidential and free of charge.
Financial and debt counselling provides:
- advice with all kinds of daily financial matters, such as financial planning and keeping to a budget
- help with questions relating debt and over-indebtedness
A financial and debt counsellor:
- helps weigh different solutions and make payment agreements
- can assist in applying for a restructuring loan and debt adjustment
- acts as an expert and assistant, the customer makes the decisions concerning their finances
You can contact us even if you have no debt or only a small amount of debt.
Financial and debt counselling is provided by 23 state legal aid offices Finland. You can use the services of any legal aid office.
Visit information
30100 Forssa
Postal address
30100 Forssa
+358 29 566 1920
Financial and debt counselling services, Haapajärvi office
Financial and debt counselling will help you with financial questions, big and smalls. Our service are confidential and free of charge.
Financial and debt counselling provides:
- advice with all kinds of daily financial matters, such as financial planning and keeping to a budget
- help with questions relating debt and over-indebtedness
A financial and debt counsellor:
- helps weigh different solutions and make payment agreements
- can assist in applying for a restructuring loan and debt adjustment
- acts as an expert and assistant, the customer makes the decisions concerning their finances
You can contact us even if you have no debt or only a small amount of debt.
Financial and debt counselling is provided by 23 state legal aid offices Finland. You can use the services of any legal aid office.
Visit information
85800 HaapajÄrvi
Postal address
85800 HaapajÄrvi
+358 29 566 1310
Financial and debt counselling services, Haapavesi office (by appointment only)
Financial and debt counselling will help you with financial questions, big and smalls. Our service are confidential and free of charge.
Financial and debt counselling provides:
- advice with all kinds of daily financial matters, such as financial planning and keeping to a budget
- help with questions relating debt and over-indebtedness
A financial and debt counsellor:
- helps weigh different solutions and make payment agreements
- can assist in applying for a restructuring loan and debt adjustment
- acts as an expert and assistant, the customer makes the decisions concerning their finances
You can contact us even if you have no debt or only a small amount of debt.
Financial and debt counselling is provided by 23 state legal aid offices Finland. You can use the services of any legal aid office.
Visit information
86600 Haapavesi
Postal address
85800 HaapajÄrvi
+358 29 566 1310
Financial and debt counselling services, Hamina office (by appointment only)
Financial and debt counselling will help you with financial questions, big and smalls. Our service are confidential and free of charge.
Financial and debt counselling provides:
- advice with all kinds of daily financial matters, such as financial planning and keeping to a budget
- help with questions relating debt and over-indebtedness
A financial and debt counsellor:
- helps weigh different solutions and make payment agreements
- can assist in applying for a restructuring loan and debt adjustment
- acts as an expert and assistant, the customer makes the decisions concerning their finances
You can contact us even if you have no debt or only a small amount of debt.
Financial and debt counselling is provided by 23 state legal aid offices Finland. You can use the services of any legal aid office.
Visit information
49400 Hamina
Postal address
48101 Kotka
+358 29 566 0285
Financial and debt counselling services, Helsinki office
Financial and debt counselling will help you with financial questions, big and smalls. Our service are confidential and free of charge.
Financial and debt counselling provides:
• advice with all kinds of daily financial matters, such as financial planning and keeping to a budget
• help with questions relating debt and over-indebtedness
A financial and debt counsellor:
• helps weigh different solutions and make payment agreements
• can assist in applying for a restructuring loan and debt adjustment
• acts as an expert and assistant, the customer makes the decisions concerning their finances
You can contact us even if you have no debt or only a small amount of debt.
Financial and debt counselling is provided by 23 state legal aid offices Finland. You can use the services of any legal aid office.
Visit information
00180 Helsinki
Postal address
00181 Helsinki
Postal address
00180 Helsinki
+358 29 566 0123
Financial and debt counselling services, Huittinen office (by appointment only)
Financial and debt counselling will help you with both small and large financial issues. Our service is confidential and free of charge.
Financial and debt counselling is for:
- advice on all kinds of everyday financial matters, such as planning your spending and keeping to your budget
- help with questions related to debt and in over-indebtedness situations
Financial and debt counsellor:
- helps weigh different solutions and create payment agreements
- is able to give advice on applying for a loan and debt restructuring
- acts as an expert and assistant, the customer makes decisions concerning their own finances
You can contact us even if you do not have debt or only a little of it.
Financial and debt counselling is provided by the state’s legal aid offices, of which there are 23 around Finland. You can visit any office.
Visit information
32700 Huittinen
Postal address
32700 Huittinen
Financial and debt counselling services, Hyvinkää office
Financial and debt counselling will help you with financial questions, big and smalls. Our service are confidential and free of charge.
Financial and debt counselling provides:
• advice with all kinds of daily financial matters, such as financial planning and keeping to a budget
• help with questions relating debt and over-indebtedness
A financial and debt counsellor:
• helps weigh different solutions and make payment agreements
• can assist in applying for a restructuring loan and debt adjustment
• acts as an expert and assistant, the customer makes the decisions concerning their finances
You can contact us even if you have no debt or only a small amount of debt.
Financial and debt counselling is provided by 23 state legal aid offices Finland. You can use the services of any legal aid office.
Visit information
05800 HyvinkÄÄ
Postal address
05801 HyvinkÄÄ
Postal address
05800 HyvinkÄÄ
+358 29 566 0233
Financial and debt counselling services, Hämeenlinna Office
Financial and debt counselling will help you with financial questions, big and smalls. Our service are confidential and free of charge.
Financial and debt counselling provides:
- advice with all kinds of daily financial matters, such as financial planning and keeping to a budget
- help with questions relating debt and over-indebtedness
A financial and debt counsellor:
- helps weigh different solutions and make payment agreements
- can assist in applying for a restructuring loan and debt adjustment
- acts as an expert and assistant, the customer makes the decisions concerning their finances
You can contact us even if you have no debt or only a small amount of debt.
Financial and debt counselling is provided by 23 state legal aid offices Finland. You can use the services of any legal aid office.
Visit information
13200 HÄmeenlinna
Postal address
13200 HÄmeenlinna
+358 29 566 1920
Financial and debt counselling services, Iisalmi office
Financial and debt counselling will help you with financial questions, big and smalls. Our service are confidential and free of charge.
Financial and debt counselling provides:
• advice with all kinds of daily financial matters, such as financial planning and keeping to a budget
• help with questions relating debt and over-indebtedness
A financial and debt counsellor:
• helps weigh different solutions and make payment agreements
• can assist in applying for a restructuring loan and debt adjustment
• acts as an expert and assistant, the customer makes the decisions concerning their finances
You can contact us even if you have no debt or only a small amount of debt.
Financial and debt counselling is provided by 23 state legal aid offices Finland. You can use the services of any legal aid office.
Visit information
74100 Iisalmi
Postal address
74100 Iisalmi
+358 29 566 1050
Financial and debt counselling services, Ikaalinen office (by appointment only)
Financial and debt counselling will help you with financial questions, big and smalls. Our service are confidential and free of charge.
Financial and debt counselling provides:
• advice with all kinds of daily financial matters, such as financial planning and keeping to a budget
• help with questions relating debt and over-indebtedness
A financial and debt counsellor:
• helps weigh different solutions and make payment agreements
• can assist in applying for a restructuring loan and debt adjustment
• acts as an expert and assistant, the customer makes the decisions concerning their finances
You can contact us even if you have no debt or only a small amount of debt.
Financial and debt counselling is provided by 23 state legal aid offices Finland. You can use the services of any legal aid office.
Visit information
39500 Ikaalinen
Postal address
33100 Tampere
+358 29 566 0715
Financial and debt counselling services, Isokyrö office (by appointment only)
Financial and debt counselling will help you with financial questions, big and smalls. Our service are confidential and free of charge.
Financial and debt counselling provides:
- advice with all kinds of daily financial matters, such as financial planning and keeping to a budget
- help with questions relating debt and over-indebtedness
A financial and debt counsellor:
- helps weigh different solutions and make payment agreements
- can assist in applying for a restructuring loan and debt adjustment
- acts as an expert and assistant, the customer makes the decisions concerning their finances
You can contact us even if you have no debt or only a small amount of debt.
Financial and debt counselling is provided by 23 state legal aid offices Finland. You can use the services of any legal aid office.
Visit information
61500 IsokyrÖ
+358 29 566 1105
Financial and debt counselling services, Joensuu office
Financial and debt counselling will help you with financial questions, big and smalls. Our service are confidential and free of charge.
Financial and debt counselling provides:
• advice with all kinds of daily financial matters, such as financial planning and keeping to a budget
• help with questions relating debt and over-indebtedness
A financial and debt counsellor:
• helps weigh different solutions and make payment agreements
• can assist in applying for a restructuring loan and debt adjustment
• acts as an expert and assistant, the customer makes the decisions concerning their finances
You can contact us even if you have no debt or only a small amount of debt.
Financial and debt counselling is provided by 23 state legal aid offices Finland. You can use the services of any legal aid office.
Visit information
80100 Joensuu
Postal address
80100 Joensuu
+358 29 566 0975
Financial and debt counselling services, Jämsä office (by appointment only)
Financial and debt counselling will help you with financial questions, big and smalls. Our service are confidential and free of charge.
Financial and debt counselling provides:
• advice with all kinds of daily financial matters, such as financial planning and keeping to a budget
• help with questions relating debt and over-indebtedness
A financial and debt counsellor:
• helps weigh different solutions and make payment agreements
• can assist in applying for a restructuring loan and debt adjustment
• acts as an expert and assistant, the customer makes the decisions concerning their finances
You can contact us even if you have no debt or only a small amount of debt.
Financial and debt counselling is provided by 23 state legal aid offices Finland. You can use the services of any legal aid office.
Visit information
42100 JÄmsÄ
Postal address
40101 JyvÄskylÄ
+358 29 566 0835
Financial and debt counselling services, Järvenpää office (by appointment only)
Financial and debt counselling will help you with financial questions, big and smalls. Our service are confidential and free of charge.
Financial and debt counselling provides:
• advice with all kinds of daily financial matters, such as financial planning and keeping to a budget
• help with questions relating debt and over-indebtedness
A financial and debt counsellor:
• helps weigh different solutions and make payment agreements
• can assist in applying for a restructuring loan and debt adjustment
• acts as an expert and assistant, the customer makes the decisions concerning their finances
You can contact us even if you have no debt or only a small amount of debt.
Financial and debt counselling is provided by 23 state legal aid offices Finland. You can use the services of any legal aid office.
Visit information
04400 JÄrvenpÄÄ
Postal address
05801 HyvinkÄÄ
Postal address
04400 JÄrvenpÄÄ
+358 29 566 0233
Financial and debt counselling services, Kajaani office
Financial and debt counselling will help you with financial questions, big and smalls. Our service are confidential and free of charge.
Financial and debt counselling provides:
- advice with all kinds of daily financial matters, such as financial planning and keeping to a budget
- help with questions relating debt and over-indebtedness
A financial and debt counsellor:
- helps weigh different solutions and make payment agreements
- can assist in applying for a restructuring loan and debt adjustment
- acts as an expert and assistant, the customer makes the decisions concerning their finances
You can contact us even if you have no debt or only a small amount of debt.
Financial and debt counselling is provided by 23 state legal aid offices Finland. You can use the services of any legal aid office.
Visit information
87100 Kajaani
Postal address
87100 Kajaani
+358 29 566 1385
Financial and debt counselling services, Kangasala office (by appointment only)
Financial and debt counselling will help you with financial questions, big and smalls. Our service are confidential and free of charge.
Financial and debt counselling provides:
• advice with all kinds of daily financial matters, such as financial planning and keeping to a budget
• help with questions relating debt and over-indebtedness
A financial and debt counsellor:
• helps weigh different solutions and make payment agreements
• can assist in applying for a restructuring loan and debt adjustment
• acts as an expert and assistant, the customer makes the decisions concerning their finances
You can contact us even if you have no debt or only a small amount of debt.
Financial and debt counselling is provided by 23 state legal aid offices Finland. You can use the services of any legal aid office.
Visit information
36200 Kangasala
Postal address
33100 Tampere
+358 29 566 0715
Financial and debt counselling services, Kankaanpää office (by appointment only)
Financial and debt counselling will help you with both small and large financial issues. Our service is confidential and free of charge.
Financial and debt counselling is for:
- advice on all kinds of everyday financial matters, such as planning your spending and keeping to your budget
- help with questions related to debt and in over-indebtedness situations
Financial and debt counsellor:
- helps weigh different solutions and create payment agreements
- is able to give advice on applying for a loan and debt restructuring
- acts as an expert and assistant, the customer makes decisions concerning their own finances
You can contact us even if you do not have debt or only a little of it.
Financial and debt counselling is provided by the state’s legal aid offices, of which there are 23 around Finland. You can visit any office.
Visit information
38700 KankaanpÄÄ
Financial and debt counselling services, Kannus office (by appointment only)
Financial and debt counselling will help you with financial questions, big and smalls. Our service are confidential and free of charge.
Financial and debt counselling provides:
- advice with all kinds of daily financial matters, such as financial planning and keeping to a budget
- help with questions relating debt and over-indebtedness
A financial and debt counsellor:
- helps weigh different solutions and make payment agreements
- can assist in applying for a restructuring loan and debt adjustment
- acts as an expert and assistant, the customer makes the decisions concerning their finances
You can contact us even if you have no debt or only a small amount of debt.
Financial and debt counselling is provided by 23 state legal aid offices Finland. You can use the services of any legal aid office.
Visit information
69100 Kannus
Postal address
65100 Vaasa
+358 29 566 1245
Financial and debt counselling services, Kauhajoki office (by appointment only)
Financial and debt counselling will help you with financial questions, big and smalls. Our service are confidential and free of charge.
Financial and debt counselling provides:
• advice with all kinds of daily financial matters, such as financial planning and keeping to a budget
• help with questions relating debt and over-indebtedness
A financial and debt counsellor:
• helps weigh different solutions and make payment agreements
• can assist in applying for a restructuring loan and debt adjustment
• acts as an expert and assistant, the customer makes the decisions concerning their finances
You can contact us even if you have no debt or only a small amount of debt.
Financial and debt counselling is provided by 23 state legal aid offices Finland. You can use the services of any legal aid office.
Visit information
61800 Kauhajoki
Postal address
60320 SeinÄjoki
+358 29 566 1105
Financial and debt counselling services, Kauhava office (by appointment only)
Financial and debt counselling will help you with financial questions, big and smalls. Our service are confidential and free of charge.
Financial and debt counselling provides:
• advice with all kinds of daily financial matters, such as financial planning and keeping to a budget
• help with questions relating debt and over-indebtedness
A financial and debt counsellor:
• helps weigh different solutions and make payment agreements
• can assist in applying for a restructuring loan and debt adjustment
• acts as an expert and assistant, the customer makes the decisions concerning their finances
You can contact us even if you have no debt or only a small amount of debt.
Financial and debt counselling is provided by 23 state legal aid offices Finland. You can use the services of any legal aid office.
Visit information
62200 Kauhava
Postal address
60320 SeinÄjoki
+358 29 566 1105
Financial and debt counselling services, Kaustinen office (by appointment only)
Financial and debt counselling will help you with financial questions, big and smalls. Our service are confidential and free of charge.
Financial and debt counselling provides:
- advice with all kinds of daily financial matters, such as financial planning and keeping to a budget
- help with questions relating debt and over-indebtedness
A financial and debt counsellor:
- helps weigh different solutions and make payment agreements
- can assist in applying for a restructuring loan and debt adjustment
- acts as an expert and assistant, the customer makes the decisions concerning their finances
You can contact us even if you have no debt or only a small amount of debt.
Financial and debt counselling is provided by 23 state legal aid offices Finland. You can use the services of any legal aid office.
Visit information
69600 Kaustinen
Postal address
65100 Vaasa
+358 29 566 1245
Financial and debt counselling services, Kemi office
Financial and debt counselling will help you with financial questions, big and smalls. Our service are confidential and free of charge.
Financial and debt counselling provides:
- advice with all kinds of daily financial matters, such as financial planning and keeping to a budget
- help with questions relating debt and over-indebtedness
A financial and debt counsellor:
- helps weigh different solutions and make payment agreements
- can assist in applying for a restructuring loan and debt adjustment
- acts as an expert and assistant, the customer makes the decisions concerning their finances
You can contact us even if you have no debt or only a small amount of debt.
Financial and debt counselling is provided by 23 state legal aid offices Finland. You can use the services of any legal aid office.
Visit information
94100 Kemi
Postal address
94100 Kemi
+358 29 566 1567
Financial and debt counselling services, Kemijärvi office (by appointment only)
Financial and debt counselling will help you with financial questions, big and smalls. Our service are confidential and free of charge.
Financial and debt counselling provides:
- advice with all kinds of daily financial matters, such as financial planning and keeping to a budget
- help with questions relating debt and over-indebtedness
A financial and debt counsellor:
- helps weigh different solutions and make payment agreements
- can assist in applying for a restructuring loan and debt adjustment
- acts as an expert and assistant, the customer makes the decisions concerning their finances
You can contact us even if you have no debt or only a small amount of debt.
Financial and debt counselling is provided by 23 state legal aid offices Finland. You can use the services of any legal aid office.
Visit information
98100 KemijÄrvi
Postal address
96200 Rovaniemi
+358 29 566 1567
Financial and debt counselling services, Kittilä office (by appointment only)
Financial and debt counselling will help you with financial questions, big and smalls. Our service are confidential and free of charge.
Financial and debt counselling provides:
- advice with all kinds of daily financial matters, such as financial planning and keeping to a budget
- help with questions relating debt and over-indebtedness
A financial and debt counsellor:
- helps weigh different solutions and make payment agreements
- can assist in applying for a restructuring loan and debt adjustment
- acts as an expert and assistant, the customer makes the decisions concerning their finances
You can contact us even if you have no debt or only a small amount of debt.
Financial and debt counselling is provided by 23 state legal aid offices Finland. You can use the services of any legal aid office.
Visit information
99100 KittilÄ
Postal address
99100 KittilÄ
+358 29 566 1567
Financial and debt counselling services, Kokemäki office (by appointment only)
Financial and debt counselling will help you with both small and large financial issues. Our service is confidential and free of charge.
Financial and debt counselling is for:
- advice on all kinds of everyday financial matters, such as planning your spending and keeping to your budget
- help with questions related to debt and in over-indebtedness situations
Financial and debt counsellor:
- helps weigh different solutions and create payment agreements
- is able to give advice on applying for a loan and debt restructuring
- acts as an expert and assistant, the customer makes decisions concerning their own finances
You can contact us even if you do not have debt or only a little of it.
Financial and debt counselling is provided by the state’s legal aid offices, of which there are 23 around Finland. You can visit any office.
Visit information
32800 KokemÄki
Postal address
32800 KokemÄki
Financial and debt counselling services, Kokkola office
Financial and debt counselling will help you with financial questions, big and smalls. Our service are confidential and free of charge.
Financial and debt counselling provides:
• advice with all kinds of daily financial matters, such as financial planning and keeping to a budget
• help with questions relating debt and over-indebtedness
A financial and debt counsellor:
• helps weigh different solutions and make payment agreements
• can assist in applying for a restructuring loan and debt adjustment
• acts as an expert and assistant, the customer makes the decisions concerning their finances
You can contact us even if you have no debt or only a small amount of debt.
Financial and debt counselling is provided by 23 state legal aid offices Finland. You can use the services of any legal aid office.
Visit information
67100 Kokkola
+358 29 566 1245
Financial and debt counselling services, Kotka office
Financial and debt counselling will help you with financial questions, big and smalls. Our service are confidential and free of charge.
Financial and debt counselling provides:
- advice with all kinds of daily financial matters, such as financial planning and keeping to a budget
- help with questions relating debt and over-indebtedness
A financial and debt counsellor:
- helps weigh different solutions and make payment agreements
- can assist in applying for a restructuring loan and debt adjustment
- acts as an expert and assistant, the customer makes the decisions concerning their finances
You can contact us even if you have no debt or only a small amount of debt.
Financial and debt counselling is provided by 23 state legal aid offices Finland. You can use the services of any legal aid office.
Visit information
48100 Kotka
Postal address
48101 Kotka
+358 29 566 0285
Financial and debt counselling services, Kouvola Office
Financial and debt counselling will help you with financial questions, big and smalls. Our service are confidential and free of charge.
Financial and debt counselling provides:
- advice with all kinds of daily financial matters, such as financial planning and keeping to a budget
- help with questions relating debt and over-indebtedness
A financial and debt counsellor:
- helps weigh different solutions and make payment agreements
- can assist in applying for a restructuring loan and debt adjustment
- acts as an expert and assistant, the customer makes the decisions concerning their finances
You can contact us even if you have no debt or only a small amount of debt.
Financial and debt counselling is provided by 23 state legal aid offices Finland. You can use the services of any legal aid office.
Visit information
45100 Kouvola
Postal address
45100 Kouvola
+358 29 566 0285
Financial and debt counselling services, Kuhmo office (by appointment only)
Financial and debt counselling will help you with financial questions, big and smalls. Our service are confidential and free of charge.
Financial and debt counselling provides:
- advice with all kinds of daily financial matters, such as financial planning and keeping to a budget
- help with questions relating debt and over-indebtedness
A financial and debt counsellor:
- helps weigh different solutions and make payment agreements
- can assist in applying for a restructuring loan and debt adjustment
- acts as an expert and assistant, the customer makes the decisions concerning their finances
You can contact us even if you have no debt or only a small amount of debt.
Financial and debt counselling is provided by 23 state legal aid offices Finland. You can use the services of any legal aid office.
Visit information
88900 Kuhmo
Postal address
87100 Kajaani
+358 29 566 1385
Financial and debt counselling services, Kuopio office
Financial and debt counselling will help you with financial questions, big and smalls. Our service are confidential and free of charge.
Financial and debt counselling provides:
• advice with all kinds of daily financial matters, such as financial planning and keeping to a budget
• help with questions relating debt and over-indebtedness
A financial and debt counsellor:
• helps weigh different solutions and make payment agreements
• can assist in applying for a restructuring loan and debt adjustment
• acts as an expert and assistant, the customer makes the decisions concerning their finances
You can contact us even if you have no debt or only a small amount of debt.
Financial and debt counselling is provided by 23 state legal aid offices Finland. You can use the services of any legal aid office.
Visit information
70110 Kuopio
More information: 3rd floor
Postal address
70110 Kuopio
+358 29 566 1048
Financial and debt counselling services, Kurikka office (by appointment only)
Financial and debt counselling will help you with financial questions, big and smalls. Our service are confidential and free of charge.
Financial and debt counselling provides:
• advice with all kinds of daily financial matters, such as financial planning and keeping to a budget
• help with questions relating debt and over-indebtedness
A financial and debt counsellor:
• helps weigh different solutions and make payment agreements
• can assist in applying for a restructuring loan and debt adjustment
• acts as an expert and assistant, the customer makes the decisions concerning their finances
You can contact us even if you have no debt or only a small amount of debt.
Financial and debt counselling is provided by 23 state legal aid offices Finland. You can use the services of any legal aid office.
Visit information
61300 Kurikka
Postal address
60320 SeinÄjoki
+358 29 566 1105
Financial and debt counselling services, Kuusamo office (by appointment only)
Financial and debt counselling will help you with financial questions, big and smalls. Our service are confidential and free of charge.
Financial and debt counselling provides:
- advice with all kinds of daily financial matters, such as financial planning and keeping to a budget
- help with questions relating debt and over-indebtedness
A financial and debt counsellor:
- helps weigh different solutions and make payment agreements
- can assist in applying for a restructuring loan and debt adjustment
- acts as an expert and assistant, the customer makes the decisions concerning their finances
You can contact us even if you have no debt or only a small amount of debt.
Financial and debt counselling is provided by 23 state legal aid offices Finland. You can use the services of any legal aid office.
Visit information
93600 Kuusamo
Postal address
90100 Oulu
+358 29 566 1460
Financial and debt counselling services, Lahti office
Financial and debt counselling will help you with financial questions, big and smalls. Our service are confidential and free of charge.
Financial and debt counselling provides:
- advice with all kinds of daily financial matters, such as financial planning and keeping to a budget
- help with questions relating debt and over-indebtedness
A financial and debt counsellor:
- helps weigh different solutions and make payment agreements
- can assist in applying for a restructuring loan and debt adjustment
- acts as an expert and assistant, the customer makes the decisions concerning their finances
You can contact us even if you have no debt or only a small amount of debt.
Financial and debt counselling is provided by 23 state legal aid offices Finland. You can use the services of any legal aid office.
Visit information
15140 Lahti
Postal address
15140 Lahti
+358 29 566 1929
Financial and debt counselling services, Laihia office (by appointment only)
Financial and debt counselling will help you with financial questions, big and smalls. Our service are confidential and free of charge.
Financial and debt counselling provides:
- advice with all kinds of daily financial matters, such as financial planning and keeping to a budget
- help with questions relating debt and over-indebtedness
A financial and debt counsellor:
- helps weigh different solutions and make payment agreements
- can assist in applying for a restructuring loan and debt adjustment
- acts as an expert and assistant, the customer makes the decisions concerning their finances
You can contact us even if you have no debt or only a small amount of debt.
Financial and debt counselling is provided by 23 state legal aid offices Finland. You can use the services of any legal aid office.
Visit information
66400 Laihia
Postal address
65100 Vaasa
+358 29 566 1245
Financial and debt counselling services, Lappajärvi office (by appointment only)
Financial and debt counselling will help you with financial questions, big and smalls. Our service are confidential and free of charge.
Financial and debt counselling provides:
• advice with all kinds of daily financial matters, such as financial planning and keeping to a budget
• help with questions relating debt and over-indebtedness
A financial and debt counsellor:
• helps weigh different solutions and make payment agreements
• can assist in applying for a restructuring loan and debt adjustment
• acts as an expert and assistant, the customer makes the decisions concerning their finances
You can contact us even if you have no debt or only a small amount of debt.
Financial and debt counselling is provided by 23 state legal aid offices Finland. You can use the services of any legal aid office.
Visit information
62600 LappajÄrvi
Postal address
60320 SeinÄjoki
+358 29 566 1105
Financial and debt counselling services, Lappeenranta legal aid office
Financial and debt counselling will help you with financial questions, big and smalls. Our service are confidential and free of charge.
Financial and debt counselling provides:
- advice with all kinds of daily financial matters, such as financial planning and keeping to a budget
- help with questions relating debt and over-indebtedness
A financial and debt counsellor:
- helps weigh different solutions and make payment agreements
- can assist in applying for a restructuring loan and debt adjustment
- acts as an expert and assistant, the customer makes the decisions concerning their finances
You can contact us even if you have no debt or only a small amount of debt.
Financial and debt counselling is provided by 23 state legal aid offices Finland. You can use the services of any legal aid office.
Visit information
53100 Lappeenranta
Postal address
53100 Lappeenranta
+358 29 566 0300
Financial and debt counselling services, Lapua office (by appointment only)
Financial and debt counselling will help you with financial questions, big and smalls. Our service are confidential and free of charge.
Financial and debt counselling provides:
• advice with all kinds of daily financial matters, such as financial planning and keeping to a budget
• help with questions relating debt and over-indebtedness
A financial and debt counsellor:
• helps weigh different solutions and make payment agreements
• can assist in applying for a restructuring loan and debt adjustment
• acts as an expert and assistant, the customer makes the decisions concerning their finances
You can contact us even if you have no debt or only a small amount of debt.
Financial and debt counselling is provided by 23 state legal aid offices Finland. You can use the services of any legal aid office.
Visit information
62100 Lapua
Postal address
60320 SeinÄjoki
+358 29 566 1105
Financial and debt counselling services, Lempäälä office (by appointment only)
Financial and debt counselling will help you with financial questions, big and smalls. Our service are confidential and free of charge.
Financial and debt counselling provides:
• advice with all kinds of daily financial matters, such as financial planning and keeping to a budget
• help with questions relating debt and over-indebtedness
A financial and debt counsellor:
• helps weigh different solutions and make payment agreements
• can assist in applying for a restructuring loan and debt adjustment
• acts as an expert and assistant, the customer makes the decisions concerning their finances
You can contact us even if you have no debt or only a small amount of debt.
Financial and debt counselling is provided by 23 state legal aid offices Finland. You can use the services of any legal aid office.
Visit information
37500 LempÄÄlÄ
Postal address
33100 Tampere
+358 29 566 0715
Financial and debt counselling services, Lohja office
Financial and debt counselling will help you with financial questions, big and smalls. Our service are confidential and free of charge.
Financial and debt counselling provides:
• advice with all kinds of daily financial matters, such as financial planning and keeping to a budget
• help with questions relating debt and over-indebtedness
A financial and debt counsellor:
• helps weigh different solutions and make payment agreements
• can assist in applying for a restructuring loan and debt adjustment
• acts as an expert and assistant, the customer makes the decisions concerning their finances
You can contact us even if you have no debt or only a small amount of debt.
Financial and debt counselling is provided by 23 state legal aid offices Finland. You can use the services of any legal aid office.
Visit information
08100 Lohja
Postal address
08100 Lohja
+358 29 566 1827
Wed 09:00–11:00, 12:00–15:00
Fri 09:00–11:00, 12:00–15:00
Financial and debt counselling services, Maalahti office (by appointment only)
Financial and debt counselling will help you with financial questions, big and smalls. Our service are confidential and free of charge.
Financial and debt counselling provides:
- advice with all kinds of daily financial matters, such as financial planning and keeping to a budget
- help with questions relating debt and over-indebtedness
A financial and debt counsellor:
- helps weigh different solutions and make payment agreements
- can assist in applying for a restructuring loan and debt adjustment
- acts as an expert and assistant, the customer makes the decisions concerning their finances
You can contact us even if you have no debt or only a small amount of debt.
Financial and debt counselling is provided by 23 state legal aid offices Finland. You can use the services of any legal aid office.
Visit information
66100 Maalahti
Postal address
65100 Vaasa
+358 29 566 1245
Financial and debt counselling services, Mikkeli office
Financial and debt counselling will help you with financial questions, big and smalls. Our service are confidential and free of charge.
Financial and debt counselling provides:
• advice with all kinds of daily financial matters, such as financial planning and keeping to a budget
• help with questions relating debt and over-indebtedness
A financial and debt counsellor:
• helps weigh different solutions and make payment agreements
• can assist in applying for a restructuring loan and debt adjustment
• acts as an expert and assistant, the customer makes the decisions concerning their finances
You can contact us even if you have no debt or only a small amount of debt.
Financial and debt counselling is provided by 23 state legal aid offices Finland. You can use the services of any legal aid office.
Visit information
50100 Mikkeli
Postal address
50100 Mikkeli
+358 29 566 0345
Wed 09:00–12:00, 13:00–15:00
Fri 09:00–12:00, 13:00–15:00
Financial and debt counselling services, Muonio office (by appointment only)
Financial and debt counselling will help you with financial questions, big and smalls. Our service are confidential and free of charge.
Financial and debt counselling provides:
- advice with all kinds of daily financial matters, such as financial planning and keeping to a budget
- help with questions relating debt and over-indebtedness
A financial and debt counsellor:
- helps weigh different solutions and make payment agreements
- can assist in applying for a restructuring loan and debt adjustment
- acts as an expert and assistant, the customer makes the decisions concerning their finances
You can contact us even if you have no debt or only a small amount of debt.
Financial and debt counselling is provided by 23 state legal aid offices Finland. You can use the services of any legal aid office.
Visit information
99300 Muonio
+358 29 566 1567
Financial and debt counselling services, Mänttä-Vilppula office (by appointment only)
Financial and debt counselling will help you with financial questions, big and smalls. Our service are confidential and free of charge.
Financial and debt counselling provides:
• advice with all kinds of daily financial matters, such as financial planning and keeping to a budget
• help with questions relating debt and over-indebtedness
A financial and debt counsellor:
• helps weigh different solutions and make payment agreements
• can assist in applying for a restructuring loan and debt adjustment
• acts as an expert and assistant, the customer makes the decisions concerning their finances
You can contact us even if you have no debt or only a small amount of debt.
Financial and debt counselling is provided by 23 state legal aid offices Finland. You can use the services of any legal aid office.
Visit information
35800 MÄnttÄ
Postal address
35800 MÄnttÄ
+358 29 566 0715
Financial and debt counselling services, Nivala office (by appointment only)
Financial and debt counselling will help you with financial questions, big and smalls. Our service are confidential and free of charge.
Financial and debt counselling provides:
- advice with all kinds of daily financial matters, such as financial planning and keeping to a budget
- help with questions relating debt and over-indebtedness
A financial and debt counsellor:
- helps weigh different solutions and make payment agreements
- can assist in applying for a restructuring loan and debt adjustment
- acts as an expert and assistant, the customer makes the decisions concerning their finances
You can contact us even if you have no debt or only a small amount of debt.
Financial and debt counselling is provided by 23 state legal aid offices Finland. You can use the services of any legal aid office.
Visit information
85500 Nivala
Postal address
85800 HaapajÄrvi
+358 29 566 1310
Financial and debt counselling services, Nokia office (by appointment only)
Financial and debt counselling will help you with financial questions, big and smalls. Our service are confidential and free of charge.
Financial and debt counselling provides:
• advice with all kinds of daily financial matters, such as financial planning and keeping to a budget
• help with questions relating debt and over-indebtedness
A financial and debt counsellor:
• helps weigh different solutions and make payment agreements
• can assist in applying for a restructuring loan and debt adjustment
• acts as an expert and assistant, the customer makes the decisions concerning their finances
You can contact us even if you have no debt or only a small amount of debt.
Financial and debt counselling is provided by 23 state legal aid offices Finland. You can use the services of any legal aid office.
Visit information
37100 Nokia
Postal address
33100 Tampere
+358 29 566 0715
Financial and debt counselling services, Närpiö office (by appointment only)
Financial and debt counselling will help you with financial questions, big and smalls. Our service are confidential and free of charge.
Financial and debt counselling provides:
- advice with all kinds of daily financial matters, such as financial planning and keeping to a budget
- help with questions relating debt and over-indebtedness
A financial and debt counsellor:
- helps weigh different solutions and make payment agreements
- can assist in applying for a restructuring loan and debt adjustment
- acts as an expert and assistant, the customer makes the decisions concerning their finances
You can contact us even if you have no debt or only a small amount of debt.
Financial and debt counselling is provided by 23 state legal aid offices Finland. You can use the services of any legal aid office.
Visit information
64200 NÄrpiÖ
Postal address
65100 Vaasa
+358 29 566 1245
Financial and debt counselling services, Orivesi office (by appointment only)
Financial and debt counselling will help you with financial questions, big and smalls. Our service are confidential and free of charge.
Financial and debt counselling provides:
• advice with all kinds of daily financial matters, such as financial planning and keeping to a budget
• help with questions relating debt and over-indebtedness
A financial and debt counsellor:
• helps weigh different solutions and make payment agreements
• can assist in applying for a restructuring loan and debt adjustment
• acts as an expert and assistant, the customer makes the decisions concerning their finances
You can contact us even if you have no debt or only a small amount of debt.
Financial and debt counselling is provided by 23 state legal aid offices Finland. You can use the services of any legal aid office.
Visit information
35300 Orivesi
Postal address
33100 Tampere
+358 29 566 0715
Financial and debt counselling services, Oulainen office (by appointment only)
Financial and debt counselling will help you with financial questions, big and smalls. Our service are confidential and free of charge.
Financial and debt counselling provides:
- advice with all kinds of daily financial matters, such as financial planning and keeping to a budget
- help with questions relating debt and over-indebtedness
A financial and debt counsellor:
- helps weigh different solutions and make payment agreements
- can assist in applying for a restructuring loan and debt adjustment
- acts as an expert and assistant, the customer makes the decisions concerning their finances
You can contact us even if you have no debt or only a small amount of debt.
Financial and debt counselling is provided by 23 state legal aid offices Finland. You can use the services of any legal aid office.
Visit information
86300 Oulainen
Postal address
84100 Ylivieska
+358 29 566 1310
Financial and debt counselling services, Oulu office
Financial and debt counselling will help you with financial questions, big and smalls. Our service are confidential and free of charge.
Financial and debt counselling provides:
- advice with all kinds of daily financial matters, such as financial planning and keeping to a budget
- help with questions relating debt and over-indebtedness
A financial and debt counsellor:
- helps weigh different solutions and make payment agreements
- can assist in applying for a restructuring loan and debt adjustment
- acts as an expert and assistant, the customer makes the decisions concerning their finances
You can contact us even if you have no debt or only a small amount of debt.
Financial and debt counselling is provided by 23 state legal aid offices Finland. You can use the services of any legal aid office.
Visit information
90100 Oulu
Postal address
90100 Oulu
+358 29 566 1460
Financial and debt counselling services, Parkano office (by appointment only)
Financial and debt counselling will help you with financial questions, big and smalls. Our service are confidential and free of charge.
Financial and debt counselling provides:
• advice with all kinds of daily financial matters, such as financial planning and keeping to a budget
• help with questions relating debt and over-indebtedness
A financial and debt counsellor:
• helps weigh different solutions and make payment agreements
• can assist in applying for a restructuring loan and debt adjustment
• acts as an expert and assistant, the customer makes the decisions concerning their finances
You can contact us even if you have no debt or only a small amount of debt.
Financial and debt counselling is provided by 23 state legal aid offices Finland. You can use the services of any legal aid office.
Visit information
39700 Parkano
Postal address
33100 Tampere
+358 29 566 0715
Financial and debt counselling services, Pello office (by appointment only)
Financial and debt counselling will help you with financial questions, big and smalls. Our service are confidential and free of charge.
Financial and debt counselling provides:
- advice with all kinds of daily financial matters, such as financial planning and keeping to a budget
- help with questions relating debt and over-indebtedness
A financial and debt counsellor:
- helps weigh different solutions and make payment agreements
- can assist in applying for a restructuring loan and debt adjustment
- acts as an expert and assistant, the customer makes the decisions concerning their finances
You can contact us even if you have no debt or only a small amount of debt.
Financial and debt counselling is provided by 23 state legal aid offices Finland. You can use the services of any legal aid office.
Visit information
95700 Pello
Postal address
96200 Rovaniemi
+358 29 566 1567
Financial and debt counselling services, Pietarsaari office (by appointment only)
Financial and debt counselling will help you with financial questions, big and smalls. Our service are confidential and free of charge.
Financial and debt counselling provides:
- advice with all kinds of daily financial matters, such as financial planning and keeping to a budget
- help with questions relating debt and over-indebtedness
A financial and debt counsellor:
- helps weigh different solutions and make payment agreements
- can assist in applying for a restructuring loan and debt adjustment
- acts as an expert and assistant, the customer makes the decisions concerning their finances
You can contact us even if you have no debt or only a small amount of debt.
Financial and debt counselling is provided by 23 state legal aid offices Finland. You can use the services of any legal aid office.
Visit information
68600 Pietarsaari
Postal address
65100 Vaasa
+358 29 566 1245
Financial and debt counselling services, Porvoo office (by appointment only)
Financial and debt counselling will help you with financial questions, big and smalls. Our service are confidential and free of charge.
Financial and debt counselling provides:
• advice with all kinds of daily financial matters, such as financial planning and keeping to a budget
• help with questions relating debt and over-indebtedness
A financial and debt counsellor:
• helps weigh different solutions and make payment agreements
• can assist in applying for a restructuring loan and debt adjustment
• acts as an expert and assistant, the customer makes the decisions concerning their finances
You can contact us even if you have no debt or only a small amount of debt.
Financial and debt counselling is provided by 23 state legal aid offices Finland. You can use the services of any legal aid office.
Visit information
06101 Porvoo
Postal address
01301 Vantaa
Postal address
06101 Porvoo
Financial and debt counselling services, Pudasjärvi office (by appointment only)
Financial and debt counselling will help you with financial questions, big and smalls. Our service are confidential and free of charge.
Financial and debt counselling provides:
- advice with all kinds of daily financial matters, such as financial planning and keeping to a budget
- help with questions relating debt and over-indebtedness
A financial and debt counsellor:
- helps weigh different solutions and make payment agreements
- can assist in applying for a restructuring loan and debt adjustment
- acts as an expert and assistant, the customer makes the decisions concerning their finances
You can contact us even if you have no debt or only a small amount of debt.
Financial and debt counselling is provided by 23 state legal aid offices Finland. You can use the services of any legal aid office.
Visit information
93100 PudasjÄrvi
Postal address
90100 Oulu
+358 29 566 1460
Financial and debt counselling services, Puolanka office (by appointment only)
Financial and debt counselling will help you with financial questions, big and smalls. Our service are confidential and free of charge.
Financial and debt counselling provides:
- advice with all kinds of daily financial matters, such as financial planning and keeping to a budget
- help with questions relating debt and over-indebtedness
A financial and debt counsellor:
- helps weigh different solutions and make payment agreements
- can assist in applying for a restructuring loan and debt adjustment
- acts as an expert and assistant, the customer makes the decisions concerning their finances
You can contact us even if you have no debt or only a small amount of debt.
Financial and debt counselling is provided by 23 state legal aid offices Finland. You can use the services of any legal aid office.
Visit information
89200 Puolanka
Postal address
87100 Kajaani
+358 29 566 1385
Financial and debt counselling services, Raahe office
Financial and debt counselling will help you with financial questions, big and smalls. Our service are confidential and free of charge.
Financial and debt counselling provides:
- advice with all kinds of daily financial matters, such as financial planning and keeping to a budget
- help with questions relating debt and over-indebtedness
A financial and debt counsellor:
- helps weigh different solutions and make payment agreements
- can assist in applying for a restructuring loan and debt adjustment
- acts as an expert and assistant, the customer makes the decisions concerning their finances
You can contact us even if you have no debt or only a small amount of debt.
Financial and debt counselling is provided by 23 state legal aid offices Finland. You can use the services of any legal aid office.
Visit information
92150 Raahe
Postal address
92150 Raahe
+358 29 566 1460
Financial and debt counselling services, Raasepori office (by appointment only)
Financial and debt counselling will help you with financial questions, big and smalls. Our service are confidential and free of charge.
Financial and debt counselling provides:
• advice with all kinds of daily financial matters, such as financial planning and keeping to a budget
• help with questions relating debt and over-indebtedness
A financial and debt counsellor:
• helps weigh different solutions and make payment agreements
• can assist in applying for a restructuring loan and debt adjustment
• acts as an expert and assistant, the customer makes the decisions concerning their finances
You can contact us even if you have no debt or only a small amount of debt.
Financial and debt counselling is provided by 23 state legal aid offices Finland. You can use the services of any legal aid office.
Visit information
10600 Tammisaari
Postal address
02231 Espoo
Financial and debt counselling services, Rovaniemi office
Financial and debt counselling will help you with financial questions, big and smalls. Our service are confidential and free of charge.
Financial and debt counselling provides:
- advice with all kinds of daily financial matters, such as financial planning and keeping to a budget
- help with questions relating debt and over-indebtedness
A financial and debt counsellor:
- helps weigh different solutions and make payment agreements
- can assist in applying for a restructuring loan and debt adjustment
- acts as an expert and assistant, the customer makes the decisions concerning their finances
You can contact us even if you have no debt or only a small amount of debt.
Financial and debt counselling is provided by 23 state legal aid offices Finland. You can use the services of any legal aid office.
Visit information
96200 Rovaniemi
Postal address
96200 Rovaniemi
+358 29 566 1567
Financial and debt counselling services, Ruovesi office (by appointment only)
Financial and debt counselling will help you with financial questions, big and smalls. Our service are confidential and free of charge.
Financial and debt counselling provides:
• advice with all kinds of daily financial matters, such as financial planning and keeping to a budget
• help with questions relating debt and over-indebtedness
A financial and debt counsellor:
• helps weigh different solutions and make payment agreements
• can assist in applying for a restructuring loan and debt adjustment
• acts as an expert and assistant, the customer makes the decisions concerning their finances
You can contact us even if you have no debt or only a small amount of debt.
Financial and debt counselling is provided by 23 state legal aid offices Finland. You can use the services of any legal aid office.
Visit information
34600 Ruovesi
Postal address
33100 Tampere
+358 29 566 0715
Financial and debt counselling services, Sastamala office (by appointment only)
Financial and debt counselling will help you with financial questions, big and smalls. Our service are confidential and free of charge.
Financial and debt counselling provides:
• advice with all kinds of daily financial matters, such as financial planning and keeping to a budget
• help with questions relating debt and over-indebtedness
A financial and debt counsellor:
• helps weigh different solutions and make payment agreements
• can assist in applying for a restructuring loan and debt adjustment
• acts as an expert and assistant, the customer makes the decisions concerning their finances
You can contact us even if you have no debt or only a small amount of debt.
Financial and debt counselling is provided by 23 state legal aid offices Finland. You can use the services of any legal aid office.
Visit information
38200 Sastamala
Postal address
33100 Tampere
+358 29 566 0715
Financial and debt counselling services, Savonlinna office
Financial and debt counselling will help you with financial questions, big and smalls. Our service are confidential and free of charge.
Financial and debt counselling provides:
• advice with all kinds of daily financial matters, such as financial planning and keeping to a budget
• help with questions relating debt and over-indebtedness
A financial and debt counsellor:
• helps weigh different solutions and make payment agreements
• can assist in applying for a restructuring loan and debt adjustment
• acts as an expert and assistant, the customer makes the decisions concerning their finances
You can contact us even if you have no debt or only a small amount of debt.
Financial and debt counselling is provided by 23 state legal aid offices Finland. You can use the services of any legal aid office.
Visit information
57130 Savonlinna
Postal address
57130 Savonlinna
+358 29 566 0345
Financial and debt counselling services, Seinäjoki office
Financial and debt counselling will help you with financial questions, big and smalls. Our service are confidential and free of charge.
Financial and debt counselling provides:
• advice with all kinds of daily financial matters, such as financial planning and keeping to a budget
• help with questions relating debt and over-indebtedness
A financial and debt counsellor:
• helps weigh different solutions and make payment agreements
• can assist in applying for a restructuring loan and debt adjustment
• acts as an expert and assistant, the customer makes the decisions concerning their finances
You can contact us even if you have no debt or only a small amount of debt.
Financial and debt counselling is provided by 23 state legal aid offices Finland. You can use the services of any legal aid office.
Visit information
60320 SeinÄjoki
Postal address
60320 SeinÄjoki
+358 29 566 1105
Financial and debt counselling services, Sodankylä office
Financial and debt counselling will help you with financial questions, big and smalls. Our service are confidential and free of charge.
Financial and debt counselling provides:
- advice with all kinds of daily financial matters, such as financial planning and keeping to a budget
- help with questions relating debt and over-indebtedness
A financial and debt counsellor:
- helps weigh different solutions and make payment agreements
- can assist in applying for a restructuring loan and debt adjustment
- acts as an expert and assistant, the customer makes the decisions concerning their finances
You can contact us even if you have no debt or only a small amount of debt.
Financial and debt counselling is provided by 23 state legal aid offices Finland. You can use the services of any legal aid office.
Visit information
99600 SodankylÄ
Postal address
99600 SodankylÄ
+358 29 566 1567
Wed 09:00–11:00, 12:00–15:00
Fri 09:00–11:00, 12:00–15:00
Financial and debt counselling services, Sotkamo office (by appointment only)
Financial and debt counselling will help you with financial questions, big and smalls. Our service are confidential and free of charge.
Financial and debt counselling provides:
- advice with all kinds of daily financial matters, such as financial planning and keeping to a budget
- help with questions relating debt and over-indebtedness
A financial and debt counsellor:
- helps weigh different solutions and make payment agreements
- can assist in applying for a restructuring loan and debt adjustment
- acts as an expert and assistant, the customer makes the decisions concerning their finances
You can contact us even if you have no debt or only a small amount of debt.
Financial and debt counselling is provided by 23 state legal aid offices Finland. You can use the services of any legal aid office.
Visit information
88600 Sotkamo
Postal address
87100 Kajaani
+358 29 566 1385
Financial and debt counselling services, Suomussalmi office (by appointment only)
Financial and debt counselling will help you with financial questions, big and smalls. Our service are confidential and free of charge.
Financial and debt counselling provides:
- advice with all kinds of daily financial matters, such as financial planning and keeping to a budget
- help with questions relating debt and over-indebtedness
A financial and debt counsellor:
- helps weigh different solutions and make payment agreements
- can assist in applying for a restructuring loan and debt adjustment
- acts as an expert and assistant, the customer makes the decisions concerning their finances
You can contact us even if you have no debt or only a small amount of debt.
Financial and debt counselling is provided by 23 state legal aid offices Finland. You can use the services of any legal aid office.
Visit information
89600 Suomussalmi
Postal address
87100 Kajaani
+358 29 566 1385
Financial and debt counselling services, Tampere office, Pirkanmaa Legal Aid Office,
Financial and debt counselling will help you with financial questions, big and smalls. Our service are confidential and free of charge.
Financial and debt counselling provides:
• advice with all kinds of daily financial matters, such as financial planning and keeping to a budget
• help with questions relating debt and over-indebtedness
A financial and debt counsellor:
• helps weigh different solutions and make payment agreements
• can assist in applying for a restructuring loan and debt adjustment
• acts as an expert and assistant, the customer makes the decisions concerning their finances
You can contact us even if you have no debt or only a small amount of debt.
Financial and debt counselling is provided by 23 state legal aid offices Finland. You can use the services of any legal aid office.
Visit information
33100 Tampere
+358 29 566 0715
Financial and debt counselling services, Teuva office (by appointment only)
Financial and debt counselling will help you with financial questions, big and smalls. Our service are confidential and free of charge.
Financial and debt counselling provides:
• advice with all kinds of daily financial matters, such as financial planning and keeping to a budget
• help with questions relating debt and over-indebtedness
A financial and debt counsellor:
• helps weigh different solutions and make payment agreements
• can assist in applying for a restructuring loan and debt adjustment
• acts as an expert and assistant, the customer makes the decisions concerning their finances
You can contact us even if you have no debt or only a small amount of debt.
Financial and debt counselling is provided by 23 state legal aid offices Finland. You can use the services of any legal aid office.
Visit information
64700 Teuva
Postal address
60320 SeinÄjoki
+358 29 566 1105
Financial and debt counselling services, Utsjoki office (by appointment only)
Financial and debt counselling will help you with financial questions, big and smalls. Our service are confidential and free of charge.
Financial and debt counselling provides:
- advice with all kinds of daily financial matters, such as financial planning and keeping to a budget
- help with questions relating debt and over-indebtedness
A financial and debt counsellor:
- helps weigh different solutions and make payment agreements
- can assist in applying for a restructuring loan and debt adjustment
- acts as an expert and assistant, the customer makes the decisions concerning their finances
You can contact us even if you have no debt or only a small amount of debt.
Financial and debt counselling is provided by 23 state legal aid offices Finland. You can use the services of any legal aid office.
Visit information
99980 Utsjoki
Postal address
99800 Ivalo
+358 29 566 1567
Financial and debt counselling services, Vaasa office
Financial and debt counselling will help you with financial questions, big and smalls. Our service are confidential and free of charge.
Financial and debt counselling provides:
advice with all kinds of daily financial matters, such as financial planning and keeping to a budget
help with questions relating debt and over-indebtedness
A financial and debt counsellor:
helps weigh different solutions and make payment agreements
can assist in applying for a restructuring loan and debt adjustment
acts as an expert and assistant, the customer makes the decisions concerning their finances
You can contact us even if you have no debt or only a small amount of debt.
Financial and debt counselling is provided by 23 state legal aid offices Finland. You can use the services of any legal aid office.
Visit information
65100 Vaasa
+358 29 566 1245
Financial and debt counselling services, Valkeakoski office (by appointment only)
Financial and debt counselling will help you with financial questions, big and smalls. Our service are confidential and free of charge.
Financial and debt counselling provides:
• advice with all kinds of daily financial matters, such as financial planning and keeping to a budget
• help with questions relating debt and over-indebtedness
A financial and debt counsellor:
• helps weigh different solutions and make payment agreements
• can assist in applying for a restructuring loan and debt adjustment
• acts as an expert and assistant, the customer makes the decisions concerning their finances
You can contact us even if you have no debt or only a small amount of debt.
Financial and debt counselling is provided by 23 state legal aid offices Finland. You can use the services of any legal aid office.
Visit information
37600 Valkeakoski
Postal address
33100 Tampere
+358 29 566 0715
Financial and debt counselling services, Vantaa office
Financial and debt counselling will help you with financial questions, big and smalls. Our service are confidential and free of charge.
Financial and debt counselling provides:
• advice with all kinds of daily financial matters, such as financial planning and keeping to a budget
• help with questions relating debt and over-indebtedness
A financial and debt counsellor:
• helps weigh different solutions and make payment agreements
• can assist in applying for a restructuring loan and debt adjustment
• acts as an expert and assistant, the customer makes the decisions concerning their finances
You can contact us even if you have no debt or only a small amount of debt.
Financial and debt counselling is provided by 23 state legal aid offices Finland. You can use the services of any legal aid office.
Visit information
01300 Vantaa
Postal address
01301 Vantaa
Postal address
01300 Vantaa
+358 29 566 0175
Financial and debt counselling services, Viitasaari office (by appointment only)
Financial and debt counselling will help you with financial questions, big and smalls. Our service are confidential and free of charge.
Financial and debt counselling provides:
• advice with all kinds of daily financial matters, such as financial planning and keeping to a budget
• help with questions relating debt and over-indebtedness
A financial and debt counsellor:
• helps weigh different solutions and make payment agreements
• can assist in applying for a restructuring loan and debt adjustment
• acts as an expert and assistant, the customer makes the decisions concerning their finances
You can contact us even if you have no debt or only a small amount of debt.
Financial and debt counselling is provided by 23 state legal aid offices Finland. You can use the services of any legal aid office.
Visit information
44500 Viitasaari
Postal address
40101 JyvÄskylÄ
+358 29 566 0835
Financial and debt counselling services, Virrat office (by appointment only)
Financial and debt counselling will help you with financial questions, big and smalls. Our service are confidential and free of charge.
Financial and debt counselling provides:
• advice with all kinds of daily financial matters, such as financial planning and keeping to a budget
• help with questions relating debt and over-indebtedness
A financial and debt counsellor:
• helps weigh different solutions and make payment agreements
• can assist in applying for a restructuring loan and debt adjustment
• acts as an expert and assistant, the customer makes the decisions concerning their finances
You can contact us even if you have no debt or only a small amount of debt.
Financial and debt counselling is provided by 23 state legal aid offices Finland. You can use the services of any legal aid office.
Visit information
34800 Virrat
Postal address
33100 Tampere
+358 29 566 0715
Financial and debt counselling services, Ylivieska office
Financial and debt counselling will help you with financial questions, big and smalls. Our service are confidential and free of charge.
Financial and debt counselling provides:
- advice with all kinds of daily financial matters, such as financial planning and keeping to a budget
- help with questions relating debt and over-indebtedness
A financial and debt counsellor:
- helps weigh different solutions and make payment agreements
- can assist in applying for a restructuring loan and debt adjustment
- acts as an expert and assistant, the customer makes the decisions concerning their finances
You can contact us even if you have no debt or only a small amount of debt.
Financial and debt counselling is provided by 23 state legal aid offices Finland. You can use the services of any legal aid office.
Visit information
84100 Ylivieska
Postal address
84100 Ylivieska
+358 29 566 1310
Financial and debt counselling services, Ähtäri office (by appointment only)
Financial and debt counselling will help you with financial questions, big and smalls. Our service are confidential and free of charge.
Financial and debt counselling provides:
• advice with all kinds of daily financial matters, such as financial planning and keeping to a budget
• help with questions relating debt and over-indebtedness
A financial and debt counsellor:
• helps weigh different solutions and make payment agreements
• can assist in applying for a restructuring loan and debt adjustment
• acts as an expert and assistant, the customer makes the decisions concerning their finances
You can contact us even if you have no debt or only a small amount of debt.
Financial and debt counselling is provided by 23 state legal aid offices Finland. You can use the services of any legal aid office.
Visit information
63700 ÄhtÄri
Postal address
60320 SeinÄjoki
+358 29 566 1105
Financial and debt counselling, Eura office (by appointment only)
Financial and debt counselling will help you with both small and large financial issues. Our service is confidential and free of charge.
Financial and debt counselling is for:
- advice on all kinds of everyday financial matters, such as planning your spending and keeping to your budget
- help with questions related to debt and in over-indebtedness situations
Financial and debt counsellor:
- helps weigh different solutions and create payment agreements
- is able to give advice on applying for a loan and debt restructuring
- acts as an expert and assistant, the customer makes decisions concerning their own finances
You can contact us even if you do not have debt or only a little of it.
Financial and debt counselling is provided by the state’s legal aid offices, of which there are 23 around Finland. You can visit any office.
Visit information
27510 Eura
Financial and debt counselling, Jyväskylä office
Financial and debt counselling will help you with financial questions, big and smalls. Our service are confidential and free of charge.
Financial and debt counselling provides:
• advice with all kinds of daily financial matters, such as financial planning and keeping to a budget
• help with questions relating debt and over-indebtedness
A financial and debt counsellor:
• helps weigh different solutions and make payment agreements
• can assist in applying for a restructuring loan and debt adjustment
• acts as an expert and assistant, the customer makes the decisions concerning their finances
You can contact us even if you have no debt or only a small amount of debt.
Financial and debt counselling is provided by 23 state legal aid offices Finland. You can use the services of any legal aid office.
Visit information
40100 JyvÄskylÄ
Postal address
40101 JyvÄskylÄ
Financial and debt counselling, Laitila office (by appointment only)
Financial and debt counselling will help you with both small and large financial issues. Our service is confidential and free of charge.
Financial and debt counselling is for:
- advice on all kinds of everyday financial matters, such as planning your spending and keeping to your budget
- help with questions related to debt and in over-indebtedness situations
Financial and debt counsellor:
- helps weigh different solutions and create payment agreements
- is able to give advice on applying for a loan and debt restructuring
- acts as an expert and assistant, the customer makes decisions concerning their own finances
You can contact us even if you do not have debt or only a little of it.
Financial and debt counselling is provided by the state’s legal aid offices, of which there are 23 around Finland. You can visit any office.
Visit information
23800 Laitila
Financial and debt counselling, Loimaa office, Southwest Finland Legal Aid Office
Financial and debt counselling will help you with both small and large financial issues. Our service is confidential and free of charge.
Financial and debt counselling is for:
- advice on all kinds of everyday financial matters, such as planning your spending and keeping to your budget
- help with questions related to debt and in over-indebtedness situations
Financial and debt counsellor:
- helps weigh different solutions and create payment agreements
- is able to give advice on applying for a loan and debt restructuring
- acts as an expert and assistant, the customer makes decisions concerning their own finances
You can contact us even if you do not have debt or only a little of it.
Financial and debt counselling is provided by the state’s legal aid offices, of which there are 23 around Finland. You can visit any office.
Visit information
32200 Loimaa
Postal address
20101 Turku
+358 29 566 0430
Financial and debt counselling, Pori office, Satakunta Legal Aid Office
Financial and debt counselling will help you with both small and large financial issues. Our service is confidential and free of charge.
Financial and debt counselling is for:
- advice on all kinds of everyday financial matters, such as planning your spending and keeping to your budget
- help with questions related to debt and in over-indebtedness situations
Financial and debt counsellor:
- helps weigh different solutions and create payment agreements
- is able to give advice on applying for a loan and debt restructuring
- acts as an expert and assistant, the customer makes decisions concerning their own finances
You can contact us even if you do not have debt or only a little of it.
Financial and debt counselling is provided by the state’s legal aid offices, of which there are 23 around Finland. You can visit any office.
Visit information
28100 Pori
Postal address
28100 Pori
+358 29 566 0407
Financial and debt counselling, Rauma office, Rauma Legal Aid Office
Financial and debt counselling will help you with both small and large financial issues. Our service is confidential and free of charge.
Financial and debt counselling is for:
- advice on all kinds of everyday financial matters, such as planning your spending and keeping to your budget
- help with questions related to debt and in over-indebtedness situations
Financial and debt counsellor:
- helps weigh different solutions and create payment agreements
- is able to give advice on applying for a loan and debt restructuring
- acts as an expert and assistant, the customer makes decisions concerning their own finances
You can contact us even if you do not have debt or only a little of it.
Financial and debt counselling is provided by the state’s legal aid offices, of which there are 23 around Finland. You can visit any office.
Visit information
26100 Rauma
Postal address
26100 Rauma
+358 29 566 0429
Wed 09:00–12:00, 13:00–15:00
Fri 09:00–12:00, 13:00–15:00
Financial and debt counselling, Salo office, Southwest Finland Legal Aid Office
Financial and debt counselling will help you with both small and large financial issues. Our service is confidential and free of charge.
Financial and debt counselling is for:
- advice on all kinds of everyday financial matters, such as planning your spending and keeping to your budget
- help with questions related to debt and in over-indebtedness situations
Financial and debt counsellor:
- helps weigh different solutions and create payment agreements
- is able to give advice on applying for a loan and debt restructuring
- acts as an expert and assistant, the customer makes decisions concerning their own finances
You can contact us even if you do not have debt or only a little of it.
Financial and debt counselling is provided by the state’s legal aid offices, of which there are 23 around Finland. You can visit any office.
Visit information
24100 Salo
Postal address
24100 Salo
Financial and debt counselling, Turku office, Southwest Finland Legal Aid Office
Financial and debt counselling will help you with both small and large financial issues. Our service is confidential and free of charge.
Financial and debt counselling is for:
- advice on all kinds of everyday financial matters, such as planning your spending and keeping to your budget
- help with questions related to debt and in over-indebtedness situations
Financial and debt counsellor:
- helps weigh different solutions and create payment agreements
- is able to give advice on applying for a loan and debt restructuring
- acts as an expert and assistant, the customer makes decisions concerning their own finances
You can contact us even if you do not have debt or only a little of it.
Financial and debt counselling is provided by the state’s legal aid offices, of which there are 23 around Finland. You can visit any office.
Visit information
20100 Turku
Postal address
20101 Turku
+358 29 566 0430
Financial and debt counselling, Uusikaupunki office (by appointment only)
Financial and debt counselling will help you with financial questions, big and smalls. Our service are confidential and free of charge.
Financial and debt counselling provides:
advice with all kinds of daily financial matters, such as financial planning and keeping to a budget
help with questions relating debt and over-indebtedness
A financial and debt counsellor:
helps weigh different solutions and make payment agreements
can assist in applying for a restructuring loan and debt adjustment
acts as an expert and assistant, the customer makes the decisions concerning their finances
You can contact us even if you have no debt or only a small amount of debt.
Financial and debt counselling is provided by 23 state legal aid offices Finland. You can use the services of any legal aid office.
Visit information
26100 Rauma
Postal address
26100 Rauma
Financial and debt counselling, Äänekoski office
Financial and debt counselling will help you with financial questions, big and smalls. Our service are confidential and free of charge.
Financial and debt counselling provides:
• advice with all kinds of daily financial matters, such as financial planning and keeping to a budget
• help with questions relating debt and over-indebtedness
A financial and debt counsellor:
• helps weigh different solutions and make payment agreements
• can assist in applying for a restructuring loan and debt adjustment
• acts as an expert and assistant, the customer makes the decisions concerning their finances
You can contact us even if you have no debt or only a small amount of debt.
Financial and debt counselling is provided by 23 state legal aid offices Finland. You can use the services of any legal aid office.
Visit information
44100 ÄÄnekoski
Postal address
44101 ÄÄnekoski
Lappeenranta joint service point
The joint service point brings the services of several operators together in one place. The Lappeenranta joint service point provides versatile services for different situations.
The following operators offer customer services at the joint service point:
- Digital and Population Data Services Agency
- Guardianship
- Wellbeing services county of South Karelia, Cross-sectoral joint service promoting employment (TYP)
- South Karelia employment area and Multisectoral Joint Services
- Kela (Social Insurance Institution of Finland)
- National Land Survey of Finland
- Legal aid
- Prison and Probation Service of Finland
- Financial and debt counselling
- National Enforcement Authority Finland
- Tax Administration
You can also find the following operators under the same roof:
- Business Finland
- Southeast Finland Centre for Economic Development, Transport and the Environment
- Finnish Immigration Service (floor P)
Customer service advisors working in the joint service point advise and guide all citizens during the service point’s opening hours. The customer service advisors will offer help with using electronic services (digital support) and the customer guidance and queue number system as well as submitting documents to authorities. The service point will also provide information on initiating and processing matters as well as dealing with the authorities in general. Citizens may also use a computer and an all-in-one printer device at the joint service point.
The Lappeenranta joint service point is open Monday to Friday at 8.00–16.15. The authorities offer customer services at the joint service point with and without appointment. You can find the opening hours for each agency on this page.
The address of the joint service point is Villimiehenkatu 2B, 53100 Lappeenranta. The main entrance to the joint service point customer service is from the Lappeenranta Kansalaistori square side of the building. Customer service is located on the ground floor. A customer bathroom is located on the P floor. Customers also have the use of an accessible bathroom in accordance with regulations, which staff will provide access to. The bathroom is equipped with an alarm system.
Visit information
53100 Lappeenranta
Fri 09:00–16:00
Fri 09:00–12:00
Financial advice clinic
Financial advice clinic is a low-threshold service where you can discuss everyday financial matters without an appointment. At a financial advice clinic, you can think about your situation, get advice and find out about your options with experts from many different sectors.
Financial advice clinics are not available everywhere. You can find a list of currently active financial advice clinics on the Financial and debt counselling website.
Financial and debt counselling website
You should not worry about money alone. You can read more about our services from the website and find versatile information on how to improve your financial management.